Citibank Plus or Citigold - the choice is yours



Moving your money to other Citi accounts around the world instantly with Citibank Global Transfers is just one of the benefits of our Citibank Plus and Citigold Current Accounts, making international banking simpler, at home and overseas. To help in deciding which account is right for you, here is a comparison of the key features:

 

Citibank Plus

Citigold
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Transaction fee-free instant secure Citibank Global Transfers to other Citi accounts worldwide (Citibank exchange rates apply to transfers across currencies) Tick Tick
Worldwide Annual Holiday Travel Insurance for you and your family, including winter sports coverage as standard Tick Tick
Citibank/Citigold Visa Debit Card - make purchases and withdrawals worldwide and can provide access to all of your UK Citibank accounts Tick Tick
Access to Foreign Currency Accounts linked to just one card, with no monthly fee1 - US Dollar and Euro Current Accounts can be held together with your Citibank current account, giving you access to three currencies all from your one Citibank Visa Debit Card Tick Tick

Transaction fee-free international funds transfers2 - up to 8 fee-free SWIFT and CHAPS transfers per month

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Citigold concierge service - our experts know the best restaurants and places to visit and can book you a table or arrange tickets for shows, concerts and more (10 requests per month)

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A dedicated Relationship Manager - our Relationship Managers offer you a truly personal level of service
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Applying online is quick and easy, switching your current account to Citi is simple as we’ll manage the process for you.
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Further comparison

Display further details comparing features and services of the Citibank Plus and Citigold Current accounts.


Important information

  1. Citibank exchange rates apply to transfers across currencies and additional fees may apply at non Citibank ATMs.

  2. Citibank exchange rates apply to transfers across currencies.

  3. AER stands for the Annual Equivalent Rate and is a notional rate that illustrates what the contractual interest rate would be if interest was paid and compounded on an annual basis.

  4. To be eligible for a £500 interest and fee-free overdraft you must credit your Citi current account with a minimum of £1,250 per month. If you do not pay the minimum amount in any month, the £500 overdraft facility will be removed and we will charge interest on any overdrawn balance at the unarranged overdraft rate unless the account is funded within six weeks of Citi notifying you that the minimum credit has not been met. Overdrafts over £500 are available upon request and interest will be charged at the current rate of interest detailed in the Rates and Charges Information. If you request an overdraft of more than £500, we will advise you of the minimum amount you must credit your account with each month to retain your overdraft facility. Overdrafts are subject to status, additional verification and checks. Overdrafts are repayable on demand and are subject to Terms and Conditions.

  5. A charge of 2% (minimum £2, maximum £5) is applied to all ATM cash withdrawals made using your Citibank Card, in a currency other than Sterling, from a Sterling Account.

    This charge will be applied to the Sterling amount debited from your account, after the amount of the foreign currency transaction has been converted using our reference exchange rate (the reference exchange rate is Visa's exchange rate on the date it processes the transaction, plus a percentage commission which we set). Please remember that this charge will not apply if you use a Citi ATM or a LINK ATM, nor will it apply to withdrawals from Citi foreign currency accounts where the withdrawal is made in the currency of the account.

  6. Citibank exchange rates apply to conversions across currencies.

    Citigold concierge service is provided by TEN.

    Information correct as at 30th March 2012 and is subject to change.