1. Citigold is available for no relationship fee if you: credit your Citigold current account with at least £5,000 per month and have a minimum of 2 Direct Debits paid from your account each month; or maintain a minimum average monthly balance of £50,000 (or currency equivalent) across your current and savings accounts with Citibank International plc; or hold an investment of at least £25,000 with us or have an account with Citibank International Personal Bank in London or Jersey. If you do not meet one of these criteria, a monthly relationship fee of just £25 will apply.
2. To be eligible for a £500 interest and fee-free overdraft you must credit your Citi current account with a minimum of £1,250 per month. If you do not pay the minimum amount in any month, the £500 overdraft facility will be removed and we will charge interest on any overdrawn balance at the unarranged overdraft rate unless the account is funded within six weeks of Citi notifying you that the minimum credit has not been met. Overdrafts over £500 are available upon request and interest will be charged at the current rate of interest detailed in the Interest Rates and Charges Information . If you request an overdraft of more than £500, we will advise you of the minimum amount how much you must credit to your account with each month to retain your overdraft facility. Overdrafts are subject to status, additional verification and checks. Overdrafts are repayable on demand and are subject to Terms and Conditions. |