1. Conditions
1.1. These Account Specific Terms and Conditions apply to the Citibank Plus Account. They are additional to and should be read together with the Citibank Account General Terms and Conditions. If there is any inconsistency between them these Account Specific Terms and Conditions override the Citibank Account General Terms and Conditions to the extent of the inconsistency.
1.2. Account means the Citibank Plus Account.
2. Overdrafts
2.1. An overdraft may be available to you subject to status. To be eligible for an overdraft facility you must make minimum monthly payments into your Account. We will tell you what the minimum monthly payment is when you ask us for an overdraft.
3. Fee
3.1. You will be charged a monthly fee in arrears for holding a Citibank Plus Account. If this is the first current account you have held with us this fee will only apply from the first full calendar month onwards.
3.2. The current level of the fee is set out in the Rates and Charges Information.
3.3. For customers who have more than one Citibank Plus Current Account primary relationship the fee will be debited from the Citibank Plus Account with the highest balance; this could be a joint or single account. This charge will be debited without prior notification and may be debited from funds available within your authorised overdraft facility. In addition, we may deduct any overdue relationship fees without prior notification from any Citibank account in credit which is held in your name.
3.4. If you are the primary Account Holder on more than one Citibank Plus Current Account you will only be charged one fee each month and you only have one entitlement to the value added features.
3.5. If your Account is treated as dormant, you will not be charged the monthly fee and will not receive any of the value added features.
4. Daily withdrawals
4.1. You may withdraw up to £10,000 cash per day in sterling from any branch of Citibank in the UK without notice if such amount is within your Available Balance. Larger withdrawals will require two Banking Days' notice.
4.2. You may withdraw cash at certain ATMs displaying the VISA/Link logo subject to the individual machine limit, your Available Balance and specific limits determined and notified to you by Citibank from time to time.
5. Value added features
5.1. The Citibank Plus Account comes with various added features, some of which are only applicable to UK residents. Full terms and conditions of any insurance and protection features are set out in the 'Important Insurance Information' document and the terms and conditions for the other value added features are contained in your Account welcome pack.
5.2. You will not be eligible for any of the value added features if more than one fee is outstanding after Citibank has attempted to collect a fee or if the Account is closed by either you or by Citibank for any reason. We will notify you before any value added features are withdrawn with the exception of account closure.
6. Cheque book
6.1. No cheque book will automatically be issued on account opening. You should request a cheque book if you wish to have this facility. Cheque books will be issued subject to status.
7. Citibank Debit Card
7.1 If you link your Card to this Account, and your card type permits such use you will be able to use the Card as a Citibank Debit Card in respect of this Account.
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