1. Conditions
1.1. These Specific Terms and Conditions apply to the Citibank Direct Current Account. They are additional to and should be read together with the Citibank Account General Terms and Conditions. If there is any inconsistency between them these Account Specific Terms and Conditions override the Citibank Account General Terms and Conditions to the extent of the inconsistency.
1.2. Account means Citibank Direct Current Account.
2. Overdrafts
2.1. An overdraft may be available to you subject to status. To be eligible for an overdraft facility you must make minimum monthly payments into your Account. We will tell you what the minimum monthly payment is when you ask us for an overdraft.
3. Interest
3.1. We pay interest on cleared credit balances up to £1,000,000 (one million pounds). No interest is payable on balances that exceed this amount.
4. Daily Withdrawals
4.1. You may withdraw cash at certain ATMs displaying the VISA/Link logo subject to the individual machine limit, your Available Balance and specific limits determined and notified to you by Citibank from time to time.
4.2. Withdrawals cannot be made from any Citibank UK branch
5. Cheque books
5.1. No cheque book is available with this Account.
6. Citibank Debit Card
6.1. If you link your Card to this Account, and your card type permits such use you will be able to use the Card as a Citibank Debit Card in respect of this Account.
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