Terms & Conditions

 

Instant Access Account
(not available to new applicants)

 

1. Conditions

1.1. These Account Specific Terms and Conditions apply to the Instant Access Account. They are additional to and should be read together with the Citibank Account General Terms and Conditions. If there is any inconsistency between them these Account Specific Terms and Conditions override the Citibank Account General Terms and Conditions to the extent of the inconsistency.

1.2. Account means the Instant Access Account.

2. Direct Debits/standing orders

2.1. You cannot set up:
(i) Direct Debits to make payments either to or from the Account; or
(ii) standing orders to make payments from the Account.

3. Interest

3.1. Interest is calculated and compounded daily, and credited to your Account monthly.

4. Daily withdrawals

4.1. You may withdraw up to £10,000 cash in sterling from any branch of Citibank in the UK without notice if such amount is within your Available Balance. Larger withdrawals will require two Banking Days' notice.

4.2. You may withdraw cash at certain ATMs displaying the VISA/Link logo subject to the individual machine limit, your Available Balance and specific limits determined and notified to you by Citibank from time to time.

5. Cheque books

5.1. No cheque book is available with this account.

6. Citibank ATM Card

6.1. If you link your Card to this Account and your card type permits such use, you will be able to use the Card as a Citibank Debit Card in respect of this Account.