SUMMARY BOX
Key product information for our US Dollar Deposit account |
Account name |
US Dollar Deposit Account |
Interest rates (AERs) |
| |
Gross % p.a. |
Net % p.a. |
AER % p.a. |
| $250,000+ |
0.50 |
0.40 |
0.50 |
| $150,000 - $249,999 |
0.50 |
0.40 |
0.50 |
| $50,000 - $149,999 |
0.25 |
0.20 |
0.25 |
| $0 - $49,999 |
0.25 |
0.20 |
0.25 |
|
Tax status |
Interest is paid net of basic rate tax unless you are eligible to receive gross interest in which case you must notify us |
Conditions for bonus payments |
Not Applicable |
Withdrawal arrangements |
No notice period or penalties for withdrawals |
Access |
Online, by phone or by post, in-branch and via ATMs |
The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate paid after income tax at the lower rate of 20% or such other rate that may be applicable under future legislation. Tax treatment or the rate of interest payable may be subject to change in the future and the tax treatment depends on the individual circumstances or each customer. AER stands for the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.
SUMMARY BOX
Key product information for our Euro Deposit account |
Account name |
Euro Deposit Account
|
Interest rates (AERs) |
| |
Gross % p.a. |
Net % p.a. |
AER % p.a. |
| €275,000+ |
0.75 |
0.60 |
0.75 |
| €165,000 - 274,999 |
0.50 |
0.40 |
0.50 |
| €55,000 - 164,999 |
0.30 |
0.24 |
0.30 |
| €0 - 54,999 |
0.20 |
0.16 |
0.20 |
|
Tax status |
Interest is paid net of basic rate tax unless you are eligible to receive gross interest in which case you must notify us |
Conditions for bonus payments |
Not Applicable |
Withdrawal arrangements |
No notice period or penalties for withdrawals |
Access |
Online, by phone or by post, in-branch and via ATMs |
The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate paid after income tax at the lower rate of 20% or such other rate that may be applicable under future legislation. Tax treatment or the rate of interest payable may be subject to change in the future and the tax treatment depends on the individual circumstances or each customer. AER stands for the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.
SUMMARY BOX
Key product information for our Swedish Krona Deposit account |
Account name |
Swedish Krona Deposit Account
|
Interest rates (AERs) |
| |
Gross % p.a. |
Net % p.a. |
AER % p.a. |
| SEK 2,610,000+ |
0.25 |
0.20 |
0.25 |
| SEK 1,565,000 - 2,609,999 |
0.20 |
0.16 |
0.25 |
| SEK 520,000 - 1,564,999 |
0.15 |
0.12 |
0.15 |
| SEK 0 - 519,999 |
0.10 |
0.08 |
0.10 |
|
Tax status |
Interest is paid net of basic rate tax unless you are eligible to receive gross interest in which case you must notify us |
Conditions for bonus payments |
Not Applicable |
Withdrawal arrangements |
No notice period or penalties for withdrawals |
Access |
Online, by phone or by post, in-branch and via ATMs |
The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate paid after income tax at the lower rate of 20% or such other rate that may be applicable under future legislation. Tax treatment or the rate of interest payable may be subject to change in the future and the tax treatment depends on the individual circumstances or each customer. AER stands for the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.
SUMMARY BOX
Key product information for our Australian Dollar Deposit account |
Account name |
Australian Dollar Deposit Account
|
Interest rates (AERs) |
| |
Gross % p.a. |
Net % p.a. |
AER % p.a. |
| AU$475,000+ |
0.75 |
0.60 |
0.75 |
| AU$285,000 - 474,999 |
0.50 |
0.40 |
0.50 |
| AU$95,000 - 284,999 |
0.25 |
0.20 |
0.25 |
| AU$0 - 94,999 |
0.10 |
0.08 |
0.10 |
|
Tax status |
Interest is paid net of basic rate tax unless you are eligible to receive gross interest in which case you must notify us |
Conditions for bonus payments |
Not Applicable |
Withdrawal arrangements |
No notice period or penalties for withdrawals |
Access |
Online, by phone or by post, in-branch and via ATMs |
The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate paid after income tax at the lower rate of 20% or such other rate that may be applicable under future legislation. Tax treatment or the rate of interest payable may be subject to change in the future and the tax treatment depends on the individual circumstances or each customer. AER stands for the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.
SUMMARY BOX
Key product information for our New Zealand Dollar Deposit account |
Account name |
New Zealand Dollar Deposit Account
|
Interest rates (AERs) |
| |
Gross % p.a. |
Net % p.a. |
AER % p.a. |
| NZ$575,000+ |
0.75 |
0.60 |
0.75 |
| NZ$340,000 - 574,999 |
0.50 |
0.40 |
0.50 |
| NZ$115,000 - 339,999 |
0.25 |
0.20 |
0.25 |
| NZ$0 - 114,999 |
0.10 |
0.08 |
0.10 |
|
Tax status |
Interest is paid net of basic rate tax unless you are eligible to receive gross interest in which case you must notify us |
Conditions for bonus payments |
Not Applicable |
Withdrawal arrangements |
No notice period or penalties for withdrawals |
Access |
Online, by phone or by post, in-branch and via ATMs |
The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate paid after income tax at the lower rate of 20% or such other rate that may be applicable under future legislation. Tax treatment or the rate of interest payable may be subject to change in the future and the tax treatment depends on the individual circumstances or each customer. AER stands for the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis.
SUMMARY BOX
Key product information for our Canadian Dollar Deposit account |
Account name |
Canadian Dollar Deposit Account
|
Interest rates (AERs) |
| |
Gross % p.a. |
Net % p.a. |
AER % p.a. |
| CA$387,000+ |
0.10 |
0.08 |
0.10 |
| CA$232,000 - 386,999 |
0.10 |
0.08 |
0.10 |
| CA$77,000 - 231,999 |
0.05 |
0.04 |
0.05 |
| CA$0 - 76,999 |
0.05 |
0.04 |
0.05 |
|
Tax status |
Interest is paid net of basic rate tax unless you are eligible to receive gross interest in which case you must notify us |
Conditions for bonus payments |
Not Applicable |
Withdrawal arrangements |
No notice period or penalties for withdrawals |
Access |
Online, by phone or by post, in-branch and via ATMs |
The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate paid after income tax at the lower rate of 20% or such other rate that may be applicable under future legislation. Tax treatment or the rate of interest payable may be subject to change in the future and the tax treatment depends on the individual circumstances or each customer. AER stands for the Annual Equivalent Rate and is a notional rate which illustrates the contractual interest rate as if paid and compounded on an annual basis. |
