Important information

1. You will gain access to your personal Relationship Manager if you become a Citigold current account customer. Citigold is available, free of charge, to all customers who maintain a minimum average monthly balance of £50,000 (or currency equivalent) with Citibank International plc, hold an investment with Citibank International plc of at least £25,000, or hold an account with Citibank International Personal Bank. Otherwise, you can still enjoy the benefits of Citigold for a monthly fee of just £25.
2. Citibank Global Transfers have no transaction fees. Citibank exchange rates apply for money transfers across currencies. Transactions can only be made to Citibank accounts in selected destinations. Daily limits apply.
3. Withdrawals overseas fee free from Citibank ATMs only. Fees may apply at non Citibank ATMs. Free point of sale purchases only available on Euro and US Dollar current accounts. Citibank exchange rates apply for transactions across currencies. In some locations there is limited or no access to Citibank ATMs. Full information on Citibank ATM locations around the world.
4. With our current introductory interest rate for the US Dollar Reward Saver, you can get 4.50% gross p.a. fixed for the first six months from the date of qualifying for the introductory rate – that’s 3.43% AER for the first year. The variable standard interest rate that applies after the first six months is currently 2.27% AER (2.25% gross p.a.). This is also the rate that is available to existing Citibank international plc customers who are not eligible for the introductory rate. Where interest is payable, it is paid on balances up to $2 million. The underlying rate is variable and subject to change but correct at the time of publishing. Terms and conditions apply. Please note: If you close your account or make a withdrawal of any amount during a statement month, no interest will be payable on the whole account balance for that month. A statement month is the period between the dates when the monthly interest is normally credited to your account and begins on the day after interest is paid ending with the subsequent interest payment. All new to bank customers will, by default, have their statement date automatically set to the last day of the calendar month. Exiting Citibank customers will be notified that this is an option if required although the change in date will apply to all of a customer's accounts. Interest is credited and compounded monthly. The introductory rate offer may be withdrawn at any time. Existing customers qualify for the introductory offer by doing one of the following: (a) opening a Citigold Current Account, and depositing a monthly salary of at least £1,250 and setting up at least one Direct Debit from the new Citigold Current Account; (b) Taking out an investment with Citibank International plc of at least £25,000; (c) Taking out a Citi Ultima Card with us; (d) taking out a protection product with us that has a monthly premium of at least £40. Existing Citigold customers who already hold a Citigold Current Account with us will be eligible for the introductory rate by taking out a product mentioned in (b), (c) or (d) between 15 October 2007 and the date when Citibank Withdraws the offer. Please note – you can only qualify for the introductory rate once. So, for example, taking out more than one product will not entitle you to more than one introductory rate.
5. Interest is paid at maturity. Minimum deposit £10,000. A charge will be incurred if you close your time deposit before maturity. No transactions are permitted during the term of the time deposit.