Citibank Savings and Investments

• If you are a new Citibank customer, accounts opened on or after 19th November 2009¹ can earn you 2.47% variable gross p.a., 2.50% AER (including an introductory fixed bonus rate of 1.47% gross p.a. for the first 12 months)
• All existing customers can earn the underlying rate which is currently 1.00% AER gross p.a.
• We will only pay interest on credit balances up to £1million

• If you are an existing customer opening an account on or after 16th July 2009 you can earn 1.83% variable gross p.a. (including a variable bonus rate of 0.78%) for the first 9 months, 1.65% AER²
• Great for long-term savers who want to make the most of their savings
• No interest will be paid in months within which a withdrawal occurs
• Interest is paid as normal on account closures
• We will only pay interest on credit balances up to £500,000

• Enjoy a great US Dollar savings rate - earn up to 0.75% gross p.a./AER on your US Dollars in the UK

• Is there something in your finances not performing as well as it should be?

• We've made Investment ISAs simple by selecting 4 of the best Multi-Manager Funds to help you maximise your annual ISA allowance

• Instant access deposit accounts in 10 different currencies

• Fixed high rate savings for longer term deposits. Invest to obtain a good return on your savings with no risk to your capital

• Offering market participation with the assurance of capital protection at maturity. Request a Financial Review today to get the most out of your savings and investments

• Gain access to structures which aim to capitalise on market conditions that may or may not risk initial capital. Arrange a Financial Review today to get the most out of your savings and investments

• Access to a wide selection of funds backed by world class research capability. Arrange a Financial Review today to get the most out of your savings and investments

1. Please note that this introductory offer may be withdrawn at any time.

2. 1.83% variable gross p.a. (including a variable bonus rate of 0.78%) for 9 months, 1.65% AER. Underlying variable rate - currently 1.06% AER, 1.05% gross p.a.

Stock market investments should be viewed as a medium-term to long-term investment (at least five years).

Favourable tax treatment of PEPs and ISAs may not be maintained in the future if law and HM Revenue and Customs practice change.

*The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. AER stands for the Annual Equivalent Rate and is a notional rate that illustrates what the contractual interest rate would be if interest was paid and compounded on an annual basis.