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Offshore Bond

Invest tax-efficiently* with an Offshore Bond

Our Offshore Bond at a glance

Invest flexibly and tax efficiently choosing from a wide range of Mutual Funds

Medium to long-term investment which can bring a combination of potential growth and income

Brought to you in partnership with Old Mutual International, investing in an Offshore Bond with Citi provides a tax wrapper that allows you to invest flexibly and tax-efficiently* in the extensive global range of mutual funds that Citi offers through trusted fund house partners. Your Relationship Manager will use their knowledge of your wider portfolio, to select which funds to hold in your Offshore Bond.

Designed as medium to long term investment solution, an Offshore Bond can offer a combination of potential growth and income, as well as the freedom to switch funds within the wrapper without tax liability.

*Please note: Citi does not provide tax advice. We strongly recommend that you seek independent tax advice to determine whether this product fits your requirements.

A tax-efficient* way to invest

Why would you consider an Offshore Bond?

An Offshore Bond may be suitable if:

  • You are looking for a transparent, cost-effective investment that provides a degree of flexibility, both in terms of fund choice and access to capital.
  • You are a UK resident.
  • You have a minimum of £100,000 to invest in an Offshore Bond.
  • You are already taking advantage of your ISA allowance, Income Tax allowance, Capital Gains allowance and Pension allowance.
  • Invest tax-efficiently from a wide range of mutual funds.
  • With their understanding of your needs and wider wealth strategy, your Relationship Manager will help select the most appropriate funds for inclusion in the bond.
  • Enjoy growth potential over the medium to long term
  • Change the combination of funds within the Offshore Bond as your requirements change.
  • Any growth of your capital with the Offshore Bond may be subject to tax benefits*
  • Enjoy the flexibility to make withdrawals that suit your personal tax circumstances. Citi does not offer tax advice, and we strongly recommend that you seek independent tax advice.
  • Retain access to your wealth with the option to withdraw up to 5% per annum with no immediate tax liability.
  • You have seen the potential benefits. Please make sure you view the potential risks as well.

  • Investment products are subject to investment risks, including possible loss of some, or all, of the principal amount invested. Past performance is not indicative of future results. Investments can go down as well as up. This means you might get back less than you invested.
  • Cancellation of your policy could result in loss of capital.
  • Insurance products are obligations only of the Insurance Company. They are not bank deposits or obligations of or guaranteed by Citigroup or any of its affiliates or subsidiaries or any Governmental agency. All Claims under the policy will be solely decided upon by the Insurance Company.
  • The tax liability* on encashment of your Offshore Bond may vary depending on your circumstances at that time and will be subject to the prevailing tax regime. Speak to your tax specialist for further information.
  • Tax regulations are subject to change, which could affect the potential benefits offered by your Offshore Bond.
Why would you consider an Offshore Bond?

An Offshore Bond may be suitable if:

  • You are looking for a transparent, cost-effective investment that provides a degree of flexibility, both in terms of fund choice and access to capital.
  • You are a UK resident.
  • You have a minimum of £100,000 to invest in an Offshore Bond.
  • You are already taking advantage of your ISA allowance, Income Tax allowance, Capital Gains allowance and Pension allowance.
  • Invest tax-efficiently from a wide range of mutual funds.
  • With their understanding of your needs and wider wealth strategy, your Relationship Manager will help select the most appropriate funds for inclusion in the bond.
  • Enjoy growth potential over the medium to long term
  • Change the combination of funds within the Offshore Bond as your requirements change.
  • Any growth of your capital with the Offshore Bond may be subject to tax benefits*
  • Enjoy the flexibility to make withdrawals that suit your personal tax circumstances. Citi does not offer tax advice, and we strongly recommend that you seek independent tax advice.
  • Retain access to your wealth with the option to withdraw up to 5% per annum with no immediate tax liability.
  • You have seen the potential benefits. Please make sure you view the potential risks as well.

  • Investment products are subject to investment risks, including possible loss of some, or all, of the principal amount invested. Past performance is not indicative of future results. Investments can go down as well as up. This means you might get back less than you invested.
  • Cancellation of your policy could result in loss of capital.
  • Insurance products are obligations only of the Insurance Company. They are not bank deposits or obligations of or guaranteed by Citigroup or any of its affiliates or subsidiaries or any Governmental agency. All Claims under the policy will be solely decided upon by the Insurance Company.
  • The tax liability* on encashment of your Offshore Bond may vary depending on your circumstances at that time and will be subject to the prevailing tax regime. Speak to your tax specialist for further information.
  • Tax regulations are subject to change, which could affect the potential benefits offered by your Offshore Bond.

Why Choose Citigold Wealth Management?

Advisory

A goal-based advisory service with access to a wide range of onshore and offshore investment solutions to help create a wealth strategy that is tailored to your needs.

Your Team

Your dedicated Relationship Manager is an experienced investment advisor and works as part of a team alongside Insurance and FX specialists to help you achieve your unique wealth goals.

Insights

To help inform your investment decisions, Citi Analysts bring you regular in-depth global Market Insights. You can join us for exclusive investment seminars and webinars with top Citi specialists and industry experts.

Global Privileges & Offers

An array of exclusive, curated lifestyle privileges and a global banking proposition with worldwide Citigold status recognition

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