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SEPA Payments and Transfers - Citi UK

SEPA Payments and Transfers

SEPA fund transfers

SEPA (Single European Payment Area) Funds Transfers enable you to make payments in Euros fee-free from your Citi UK bank account to anywhere within the Single European Payment Area.

SEPA Funds Transfers are available across 32 countries in and around Europe.
See a full list of the participating SEPA countries.

SEPA Funds Transfers Features

  • Transfer up to £25,000 per day with no transaction fee for payments made via Citi Online or Citi Mobile® UK app
  • Transfers made in branch or with CitiPhone carry no transaction fee if you are a Citigold Private Client or if you hold a Citigold Current Account. There is a £5 fee per transaction if you have a Citi Plus Current Account and a £10 fee per transaction for all other Accounts.
  • Send money to any bank account in Europe
  • No foreign exchange commission on transfers from Citi Euro current and deposit accounts
  • Most Euro payments within the EEA will reach the destination account by the end of the next Banking Day (subject to our cut off times)

How to request a Citi SEPA Funds Transfer

You can make a SEPA Funds Transfer in 2 ways:

  • Online – simply sign on to Citi Online to request your payment at any time, from your desktop, tablet or smartphone
  • Or by phone – by calling CitiPhone

Available European destinations for SEPA transfers

(if the country you are looking for is not listed we cannot perform the transaction)

Please note there is a 3pm cut off time for same day processing. Requests received after this time will be processed the following Banking Day. As a general rule, SEPA Funds Transfers may take 1 to 2 Banking Days to be credited to the beneficiary bank. Citi cannot guarantee the exact time taken as this depends on the local and intermediary bank systems.

  • Austria
  • Belgium
  • Bulgaria
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovak Republic
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

Citi clients click here to know more about how to transfer money online using Citi Online.