- Features and Benefits of Citigold Current Account
- Ease in Access with Citigold Current
Accounts - Current Account Eligibility &
Fees
One debit card for different types of current accounts
As a Citigold client, you have the benefit of being able to hold multiple accounts in different currencies – with the option to access whichever current account you want, wherever you happen to be – with just a single debit card. You can change the currency account your Citi Debit Card is linked to via Citi Online. It's quick to change your card linkage from Pounds (GBP) to Euros or US Dollars, so you can pay for your breakfast in pounds and your lunch in dollars using your premier current account.

Transaction fee-free international transfers
With Citi you can bank, spend and invest in multiple currencies. Manage your cash or investments across multiple currencies via our Citi Mobile® UK App, Citi Online or for larger transactions; the London based specialist FX desk.
- Multi-currency accounts - Deposit accounts available in 10 major global currencies:
- Citi Global Wallet – Use your Citi Debit Card to spend in most major currencies and save on FX and debit card fees, in store or online.
- FX Spot
- Live foreign exchange rates
- Convert up to £5 million online instantly, every day
- Instant access to your funds after conversion
- Our best exchange rates are automatically applied when you trade using Citi Online or the Citi Mobile® UK App
- FX Order Watch - you set the desired rate, we watch the markets for you and execute automatically.
- Sending money outside the UK – you can now send money in more than 60 currencies anywhere around the world.
- Citibank Global Transfers – transaction fee-free instant transfers to Citi accounts internationally (participating countries only).
Worldwide annual holiday travel insurance
As a Citigold client, you will receive comprehensive worldwide travel insurance cover for both you and your family members. This includes winter sports coverage as standard. As soon as your personal current account is opened, your Citigold Annual Worldwide Holiday Travel Insurance will be set up and ready for use. It will offer protection against a wide range of risks that you may encounter during travel.
To be eligible for the travel insurance worldwide cover policy you must be a UK resident and under the age of 80 on the day the holiday begins. Further terms and conditions and eligibility criteria apply.
Our travel insurance inclusions are as follows:
- Protection against medical expenses
- Theft/loss of personal belongings
- Personal accident coverage
- Overseas legal advice and expenses
- Cancellation/disruption to any holiday up to a maximum of 30 days per trip and 90 days per year
Travel Insurance Exclusions
- Any business trip
- Participation in aerial pursuits/sports
- Hazardous activities/competitive winter sports
- Illegal acts
- If death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the holiday
Contactless payments
To save carrying cash around with you, you can make purchases of up to £100 with your Citi Debit Card linked with your Citigold current account, whenever you see the Contactless symbol. It's quick, convenient and secure.

Apply for a Citigold Current Account
Citigold is available if you maintain a minimum average monthly balance of £150,000 (or currency equivalent) across all your Citi UK accounts, including investments.
Enquire onlineAlready with Citi? Contact your relationship manager or view product availability on Citi Online
Global view of accounts
If you have Citi accounts in more than one country, our Global View of Accounts makes international banking even simpler. Safe, secure and easy to use, it allows you to access your overseas Citi accounts in participating countries instantly.
- View your overseas accounts on your UK Citi Online page
- Only one password and security code to remember
- Free service that’s available 24 hours a day from anywhere in the world

E-Statements
E-Statements give you the flexibility to view, save or print up to seven years of your statements at your convenience, directly from Citi Online. They are available for all account holders registered with Citi Online, including those with joint accounts.

Citi Alerts
Receive free account updates by text or email both for your current and savings accounts and your investments.

Apply for a Citigold Current Account
Citigold is available if you maintain a minimum average monthly balance of £150,000 (or currency equivalent) across all your Citi UK accounts, including investments.
Enquire onlineAlready with Citi? Contact your relationship manager or view product availability on Citi Online
Citigold Current Account is available free of charge if you have an average monthly balance of £150,000 (or currency equivalent) across all your Citi UK accounts, including investments, or if you hold an account with Citi International Personal Bank in London or Jersey. In case you do not meet either of our current account eligibility criteria then a monthly fee of £75 will apply.
See our Account specific Fees & Charges
Take the first steps to your wealth management planing
Enquire online nowAlready with Citi?
Contact your Relationship Manager
or view available products on Citi Online
Apply for a Citigold Current Account
Citigold is available if you maintain a minimum average monthly balance of £150,000 (or currency equivalent) across all your Citi UK accounts, including investments.
Enquire onlineAlready with Citi? Contact your relationship manager or view product availability on Citi Online