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As a staff client, Citigold Wealth Management offers you:

  • A premium wealth advisory service, right on your doorstep
  • The ability to bank in multiple currencies and access your accounts around the world
  • Preferential rates on our multi-currency investment products
  • Your own dedicated Relationship Manager and support team
  • The option to manage your wealth offshore via our Jersey booking centre
  • Special privileges and discounts from our partnership programme

Citigold is especially suited to suit clients with £150,000 (or currency equivalent) across their Citi accounts and investments.

Start your Citigold relationship

The ability to bank in multiple currencies and access your accounts around the world

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Creating your personal wealth strategy

Your Citigold Relationship Manager is a qualified investment professional who can understand your needs and craft a sophisticated strategy. We then build your portfolio from our extensive range of global investment products, continually reviewing and adjusting it over time.

You also have support from a specialist FX Counsellor (for multi-currency solutions) and a Client Services Officer, who is there to execute transactions and help as required. Vital market insights are brought to you direct from our analyst teams, along with invitations to specialist investment seminars.

If desired, your Relationship Manager can also advise you on structuring your investments offshore, via our booking centre in Jersey.

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Manage your money globally, in the currencies you need

Citigold lets you:

  • Hold current accounts in Sterling, Euros and US Dollars
  • Deposit accounts in a range of global currencies
  • Link your Citi Debit Card to any of your eligible currency accounts to access funds directly while abroad, with no transaction or conversion fees

Citigold lets you:

  • Access your accounts easily from wherever you are, 24-7
  • Send money globally
  • Manage yours investments
  • Customise your Citigold service and trade shares internationally

Citigold lets you:

  • Access your accounts easily from wherever you are, 24-7
  • Carry out day-to-day banking while on the go, from checking your balance to paying bills
  • Transfer money between your Citi accounts

Benefits exclusive to Citi staff

To reflect your status as one of the team, Citigold offers you preferential pricing and other benefits.


  • Benefits
  • Citigold staff offer
  • Preferential
  • Credit interest on current account
  • 1% AER*
  • Y
  • Global Custody Fee
  • Waived
  • Y
  • Mutual Funds Subscription Transaction Fee
  • 50% Discount
  • Y
  • Online Equity Brokerage Transaction fee
  • fee £15
  • Y
  • Protection Products: Term Assurance Premium
  • 5% Discount
  • Y
  • Foreign Exchange
  • Up to 80% Discount**
  • Y
  • Unsecured Overdraft Rate (subject to status)
  • 6.9% EAR***
  • Y
  • Transaction Fee at non-Citi ATMs
  • No Fee
  • Y
  • International Funds Transfer fee
  • No Fee
  • Y
  • Instant Cheque Clearance (limits apply)
  • Yes
  • Y

*AER stands for the Annual Equivalent Rate and is a notional rate that illustrates what the contractual interest rate would be if interest was paid and compounded on an annual basis. Interest is credited monthly.
**Discount based upon Citi Staff FX rates when compared to standard Citi UK FX rates.
***The EAR is the Effective Annual Rate and is used to express the cost of borrowing on current accounts. The EAR takes into account the rate of interest charged, the frequency it is levied to accounts and compounding of interest. It does not include overdraft fees.

Meet, work and relax in the Citigold Lounge

Your Citigold Lounge is located in Citigroup Centre, offering you a comfortable, private environment to meet with your Relationship Manager and develop your strategy. It’s also a great place to work undisturbed or take time out from a busy day.

View the Citigold Lounge tour by clicking on the video.


Our global investment products

To make your wealth strategy a reality, you have access to Citigold’s wide range of multi-currency investment products. Staff clients are entitled to special fees and rates on many of these, and pay no global custody fees on any investments held.

Our products include:


Investment Funds

50% off transaction fees for Citi staff
Learn more

Structured Notes

Combine growth potential with protection
Learn more

International Brokerage

Trade equities in over 30 markets
Learn more

Foreign Exchange Solutions

Instant access to your money in 11 major currencies
Learn more

Protection Products

5% off standard Term Assurance Premiums for Citi Staff
Learn more

Investment and insurance products are not insured by any governmental agencies, are not bank deposits, and are neither obligations of, nor guaranteed by, Citigroup, or any of its affiliates, unless otherwise stated. Investment Products are subject to investment risks, including possible loss of some or all of the principal amount invested. Past performance is not indicative of future results, investments can go down as well as up.

Citigold Partnership Programme

Citigold brings you special privileges and discounts from our global partner brands. Whether it’s the latest exhibition at the British Museum or priority tickets to a major sporting event, you’re bound to find something that will fire your interest.

Our partners include Selfridges and Co, Senate Grand Prix, The British Museum, MatchPoint (for tickets and hospitality at top sports events), Hertz, BDO Tax Consultancy and more.

Learn more

Start your Citigold relationship

Citigold is specially designed to suit clients with £150,000 (or currency equivalent) across their Citi accounts and investments

Speak to a Relationship Manager 0207 500 1992

Summary of changes

Changes to our ‘General Terms and Conditions for Citi Current Accounts and Savings Accounts’

ATMs

From 11 August 2018, you will no longer be able to deposit a cheque or foreign currency cash at Citi UK ATMs. You will still be able to use our ATMs to withdraw Sterling, US Dollars and Euros and deposit cash in Sterling. You’ll also continue to be able to deposit cheques by sending them to the following address: Citibank Europe plc, UK Branch, PO Box 4012, Swindon, SN4 4JZ.

We have updated Condition 10.4 of our General Terms and Conditions for Citi Current Accounts and Savings Accounts to reflect these changes, effective 11 August 2018.

Irish Ombudsman

We have also updated Condition 36.4 of our terms and conditions with the new contact details for the Irish Ombudsman, which is now called the Financial Services and Pensions Ombudsman (FSPO), previously known as the Financial Services Ombudsman.

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Summary of changes

Changes to our ‘General Terms and Conditions for Citi Current Accounts and Savings Accounts’

ATMs

From 11 August 2018, if you wish to deposit a cheque or foreign currency cash at a Citi UK ATM, this service will only be available at our Citigold Lounge at 33 Canada Square, Canary Wharf, London, E14 5LB between the hours of 09:00-18:00 Monday to Friday.

You will still be able to use our ATMs at other Canary Wharf locations to withdraw Sterling, US Dollars and Euros and deposit cash in Sterling. For cheques, you can continue to send them to the following address: Citibank Europe plc, UK Branch, PO Box 4012, Swindon, SN4 4JZ.

We have updated Condition 10.4 of our General Terms and Conditions for Citi Current Accounts and Savings Accounts to reflect these changes, effective 11 August 2018.

Irish Ombudsman

We have also updated Condition 36.4 of our terms and conditions with the new contact details for the Irish Ombudsman, which is now called the Financial Services and Pensions Ombudsman (FSPO), previously known as the Financial Services Ombudsman.

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The Investment Costs and Charges Illustration effective 11 July 2018 has been updated to clarify that we charge different fees depending on whether you purchase investment products with us online or directly with us via telephone. The Investment Costs and Charges Illustration shows the impact those fees may have on the potential return of your investment. Please be assured these fees have not changed and are also set out in our current Key Facts document.

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