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Payments and Transfers

Payments and Transfers

Payments & Transfers

Citi provides its customers with access to their funds 24 hours a day, 365 days a year. This means that you can carry out every transaction through our telephone and online services.

You can now transfer up to £25,000 per day via Citi Online and Citi Mobile® UK app

The transfer limit has been raised from £10,000 to £25,000 per day, including domestic and international payments, made digitally via Citi Online or by using the Citi Mobile® UK app. Please note that when using the Citi Mobile® UK app you'll need to have already registered the payee on Citi Online to transfer up to this limit.

Transfer limits

  • Transfers within the UK - up to £25,000 for any transfers made via Citi Online or Citi Mobile® UK
  • SEPA transfers - up to £25,000  for any transfers made via Citi Online or Citi Mobile® UK
  • SWIFT transfers - up to £25,000  for any transfers made via Citi Online or Citi Mobile® UK
  • Citi Global Transfers - up to £50,000 for any transfers made via Citi Online or Citi Mobile® UK

For CHAPS payments and those cases when you need to transfer higher amounts, our CitiPhone service is at your disposal 24/7.

CHAPS transfers made in branch or with CitiPhone carry no transaction fee if you are a Citigold Private Client or if you hold a Citigold Current Account. There is a £20 fee per transaction if you have a Citi Plus Current Account (£30 for all other Accounts).

Better prices for Online and Mobile transfers

SEPA Funds – no transaction fee for any transfers made with Citi Online or Citi Mobile® UK app. Transfers made in branch or with CitiPhone carry no transaction fee if you are a Citigold Private Client or if you hold a Citigold Current Account. There is a £5 fee per transaction if you have a Citi Plus Current Account (£10 for all other Accounts).

SWIFT Funds – make up to 8 transaction fee-free SWIFT transfers per calendar month as a Citigold Private Client or Citigold client. Transfers in addition to this, will incur a transfer fee of £15 if made with Citi Online or Citi Mobile® UK app, compared with £25 if made in branch or with CitiPhone. For Citi Plus Current Account holders there is a transfer fee of £15 per transaction (£20 for all other Accounts) if made with Citi Online or Citi Mobile® UK app, compared with £25 if made in branch or with CitiPhone.   

Transfers within the UK

We make sending money within the UK easy through Citi Online, CitiPhone and Citi locations

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International Transfers

You can send money transaction fee-free to other Citi Accounts in over 20 countries or use our telegraphic service for transfers to other banks world-wide. Citi exchange rates apply to transfers and transactions across currencies

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Deposits

How to pay money into your account using Citi locations, Citi ATMs, by post or at a Lloyds Branch

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Standing Orders & Direct Debits

Details about making regular payments to another banking customer in the UK or a specific organisation

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Paying Bills

Use CitiPhone and Citi Online Banking to pay your bills

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Receiving money

Details on receiving money with your Citi accounts

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