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Payments & Transfers

Payments & Transfers

Citi's range of global banking tools allows you to do much more than transfer money. To fit with your international lifestyle, you can also manage your multicurrency bank accounts and your portfolio of global investments. And, because you can access your funds 24 hours a day, 365 days a year, you can stay on top of all your banking needs, wherever you are in the world.

Transferring funds

Transfers between your own Citi accounts in the UK

 

Real time transfers of funds between Citi accounts either online or via theCiti Mobile® UK App. Also available in branch or by calling CitiPhone.

With Citi you can have accounts and deposits in a range of currencies, and you can easily switch funds between these. Our FOREX solutions, including FX Spots and FX Order Watch, are designed to help you manage your finances.

If the transfer is made across currencies, a Citi UK reference exchange rate will be applied.

Looking for more details? See our Existing clients help centre

Faster Payments

You can make a faster payment to any account in UK via Citi Online, Citi Mobile® UK App, in branch or by phone. Generally payments will be made within a few hours although there are limits on the amount of money you can transfer via the Faster Payments method. 

CHAPS

You can transfer larger sums of funds within the UK with CHAPS Transfers and payments are guaranteed to be made the same day when made before 15.00 GMP/BST. CHAPS Funds Transfers can be arranged via your Relationship Manager for a competitive fee. For more information on fees see our fees and important documents.

Looking for more details? See our Existing clients help centre

Citi Global Transfers

If you hold Citi accounts in more than one country, Citi Global Transfers are the easy way to manage your money across borders. And you won't incur expensive charges. You can make instant, secure global transfers to other Citi accounts in over 20 countries worldwide with no transaction fees.

Citibank Global Transfers are available to the following countries:

  • Australia
  • Bahrain
  • China
  • Colombia
  • Czech Republic
  • Egypt
  • Hong Kong
  • Hungary
  • India (selected locations)
  • Indonesia
  • Japan
  • Jersey
  • Korea (Republic of)
  • Malaysia
  • Mexico
  • Philippines
  • Poland
  • Singapore
  • Taiwan
  • Thailand
  • UAE
  • UK
  • US (selected locations)
  • Vietnam

You can send up to £50,000 in Sterling or currency equivalent across borders everyday (subject to individual country laws and country limits). Funds are debited from your account immediately and available to use in the recipient's account straight away.

If the transfer is made across currencies, a Citi UK reference exchange rate will be applied.

Looking for more details? See our Existing clients help centre

SWIFT

Our SWIFT payment service is suitable if you want to make a global money transfer to a country that is not part of our Citi Global Transfers service, as money can be sent to most countries in most currencies.

An international bank transfer via SWIFT usually clears within five working days. A fee is charged for each transfer and Citi UK exchange rates may apply. Citigold Private Clients and Citigold clients benefit from 8 fee-free SWIFT payments every month.

SWIFT payments can be made through Citi Online, the Citi Mobile® UK App, CitiPhone or via your Relationship Manager.

SEPA

Transfer money in Euros securely, easily and completely free of charge to any other Euro account within the Single European Payment Area. You should quote the relevant recipient IBAN number on the funds transfer request as the beneficiary account number.

Funds usually clear within three days and are available between over 30 European countries.

SEPA payments can be made through Citi Online, the Citi Mobile® UK App, CitiPhone or via your Relationship Manager.

  • Åland Islands
  • Austria
  • Azores
  • Belgium
  • Bulgaria
  • Canary Islands
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • French Guiana
  • Germany
  • Gibraltar
  • Greece
  • Guadeloupe
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Madeira
  • Malta
  • Martinique
  • Mayotte
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Réunion
  • Romania
  • Saint Barthélemy
  • Saint Martin (French part)
  • Saint Pierre and Miquelon
  • San Marino
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

Why choose Citi?

A relationship - not just a bank account

A dedicated Relationship Manager giving you access to our internal team of product experts and all our benefits

Access to exclusive Citi products

A range of current and investment products available both on shore and offshore, in the currency of your choice
Multi-currency accounts
Our investment products

Global services for a global lifestyle

Our team is here to support you getting started in UK or with International travel and relocation
Moving to and from the UK
Travelling overseas

Offshore investments

We offers a diverse range of banking and investment services, including for those who want access to offshore investments

FInd out more

Just moved to the UK?

We can save you time money and hassle. If you are a foreign national in the UK, Citi's International Banking Service can help you manage your money, home and away.

FInd out more